Our full review service includes:

Step One: The Initial Meeting

At this meeting we will introduce ourselves, explain our service and how we work. We will discuss your requirements, see whether we can help you and agree the method of payment for our services.

Step Two: Discovery

We will ask you to provide us with your personal and financial information including details of any existing arrangements you have. In addition, we will discuss with you your financial goals and aspirations.

With your permission we will contact your existing providers in order to obtain full up to date details of your existing plans.

Step Three: Analysis

Having collated all of the necessary detail we will analyse your existing plans which will then highlight any potential shortfalls, areas of concern or possibilities for improvement.

Depending on your personal needs this could include areas such as cash flow, insurance needs, investment strategy and tax planning.

Step Four: Recommendation Meeting

Having completed our research within the Discovery phase and formulated our recommendations following our analysis, we will present our financial plan to you.

This will normally be by way of a personalised financial report and a face to face meeting to discuss our findings and recommendations.

At this point we take stock and obtain your feedback, enabling us to fine tune you plan, where appropriate. We then agree how best to proceed and which parts of the plan you wish to implement.

Step Five: Implementation

We will help you to implement your agreed financial plan by assisting with the completion of the required paperwork.

Step Six: Ongoing Review

We offer the option of an ongoing review service, if required, which can be tailored to suit your evolving circumstances.

It is important to undertake regular ongoing reviews in order to ensure that your financial plan is on track and remains appropriate for your needs, which may change over time.

In addition, there are always changes outside our control, e.g. taxation changes, new legislation, etc, which may affect your financial planning.

The Financial Services Authority does not regulate taxation advice